Questions
1000 characters left

EGC LLC, dba
EverGreen Cove Apartments

 

No smoking or vaping and No Animals or Pets
Up to 2 Adults and 1 child in 2 bedroom units
Up to 2 Adults and 2 children in 3 bedroom units.

 

 RESIDENT SCREENING POLICY

Before you apply to rent, please take the time to review this screening policy. All persons 18 years of age or older will be required to complete rental applications. The following are standards that will be used to judge your application. You must meet the following standards to qualify for a rental unit. Applicants are judged on the same standards, one application at a time on a first come, first served basis.  Incomplete applications will not be considered until all information is received, which includes but not limited to: copy of drivers licenses, income verification, etc. Also, applications will not be considered until all adults older than 18 years old have applied including any Co-signers. Any incorrect or inconsistencies on the application will result in an automatic denial of the application.

Non-refundable Application Fee:       $45.00 / adult applicant.  The fee is paid via an on-line service.  Once information is verified, you will receive an email from the service.  Each applicant over the age of 18 must pay an application fee and consent to have a credit and background check done on them. Co-signers must also pay an application fee and give the same consent as other applicants. There are no exceptions so please review your application carefully to ensure that it is complete to the best of your knowledge and that you meet the rental criteria as stated. Any false information found is an immediate denial of application or lease (if lease has been signed). Any application may be an immediate denial for felony crimes.

Income requirement: Total gross income of all applicants must exceed three (3) times the monthly rental rate.

Employment Verification: Applicants must have a current verifiable employment of six months. Retired or self-employed applicants must provide financial statements that reflect the income requirements set above.

Photo Identification:  All applicants over the age of 18 must provide a photocopy of current government issued photo identification at the time of application.

Rental Verification: Applicants must provide the name and contact information for their previous landlords, or all landlords in the last two years. Applicants must also provide all of the addresses they have lived at for the last five years. Applicants may not be approved if they have had any evictions, defaults in lease agreements, late rental payments, NSF (Non Sufficient Funds) payments to previous landlords, or if they owe any money to any other landlord.

 Credit Verification: A credit report will be completed on all applicants to verify credit ratings.  A negative credit history is grounds for denial of application. Some issues would be as follows but not limited to; Applicants will be denied if applicant has filed for bankruptcy in the last 5 (five) years, or if any bankruptcies that has not been discharged at least 5 (five) years prior to the application and sufficient credit history has been reestablished. Co-signers may be considered. Applicants may be considered with collections on credit history if the collection accounts have been “paid in full” or “paid as agreed” and good credit history has once again been established. Applicants with past due accounts or accounts in collections may be considered if they pay an additional security deposit or have an approved co-signer and must have other good application references (job, landlord, etc.). Applicants with open collection accounts to utilities, telephone, cable, etc. will be denied. Applicants with trade lines currently in default (30 or more days late) will be denied without exception. An applicant will be denied with judgments filed and outstanding debts owed. An applicant with a credit score less than 600 is automatic grounds for denial unless, and not limited to, other rental criteria comes back as exceptional, pay additional deposit/prepaid rents, co-Signer, etc.

No Credit History is considered negative Credit History and can be denied as such. Again these may be considered with other rental criteria coming back as exceptional, pay additional deposit/prepaid rents, co-signer, etc.

CO-SIGNER: A co-signer can be an alternate way of being approved to rent a property.  Co-signers should meet the following, but not limited to, excellent credit history (this means the history is well established with most trade lines established for 5 years or longer, no late payments, no collections and has at a minimum of a 750 credit score), income to support the proposed rental property along with co-signers existing obligations, established employment, etc.

 Criminal Verification: A criminal check will be conducted for each applicant. The application will be denied for the conviction of any misdemeanor within three years or any felony within five years. Applicants that are on a sex offender database will not be accepted.